Tired of a fragmented, expensive approach that adds nothing to the business? So were we.
So we built ERM+. It draws on our combined experience to help business leaders make informed decisions, improve commercial viability and avoid regulatory fines and sanctions, at a fraction of the cost.
Qualitative and quantitative risk, managed as one system
We are driven by a commitment to change how risk is managed in financial services and other regulated sectors. Our aim is to bring qualitative and quantitative risk management together, so firms can operate with confidence and resilience, and show a regulator how they do it.
- Risk experience between the co-founders
- 50+ years
- With our senior associates
- 500+ years
- Based in
- Surrey, UK
The people behind it

Dr Mustafa CavusCo-founder · Quantitative risk and capital
A quant and risk analysis expert with more than 25 years in banking and finance in London, Frankfurt and Singapore. Mustafa also founded Monte Carlo Plus, the capital modelling software used widely by UK investment firms.

Laxman MaharjanCo-founder · Non-financial risk
A non-financial risk expert with more than 15 years as a senior consultant across banking and finance, central and local government, manufacturing, real estate and GRC solutions.

Shiraj ManandharCTO · Platform engineering
More than 20 years of software development and management with high-profile companies in manufacturing, financial services and hospitality.
How we work
Practitioner-led
Built by risk managers who understand the day-to-day running of a risk function under supervision. Our co-founders and associates bring more than 500 years of risk and regulatory experience.
Interconnected
Risks do not exist in silos, so the platform does not treat them that way. Risks, controls, incidents, services and suppliers share one data foundation.
Fast and affordable
Implementation in weeks, not months, at a fraction of the cost of incumbent providers. Value from day one.
Senior risk expertise, without a full-time CRO
Alongside the platform, our team works with firms on a full or fractional basis: to strengthen an existing risk function, or to run it while you build one.
- Access senior-level risk expertise on demand
- Enhance or outsource your risk function without the cost of a full-time CRO
- Strengthen your position ahead of regulatory scrutiny
Who we have worked with
Clients we have worked for or with
“ERM PLUS significantly reduced the time and resources for achieving regulatory compliance in risk and prudential management.”
“The expertise and professionalism of the ERM Plus team are unparalleled. Their strategic guidance and hands-on approach have been instrumental in achieving our business goals.”
Twenty minutes will tell us both whether there is anything worth exploring.
We look at what you capture today, what your regulator will ask for, and whether there is a gap. If there is nothing there, no need to take it further.
A gap check, not a pitch. No project, no budget conversation, no access to sensitive data.